Pomfrey Accountants Clear numbers. Dependable advice. Local support.

Pomfrey Accountants

Clear numbers. Dependable advice. Local support.

Latest Articles

Where the Road Starts: Claiming Travel Costs Honestly When Your Office Is Wherever You Park
Self Assessment

Where the Road Starts: Claiming Travel Costs Honestly When Your Office Is Wherever You Park

Travel is one of the most commonly misclaimed expenses on a Self Assessment return — not through dishonesty, but through confusion about where business journeys begin and end. This guide sets out the rules on mileage versus actual costs, mixed-purpose trips, and the records that will stand up to scrutiny.

The Empty Desk Test: What Happens to Your Books When You're Not There
Cash Flow

The Empty Desk Test: What Happens to Your Books When You're Not There

Most small businesses run on one person's memory — the owner who knows the banking logins, the filing habits and the supplier terms. We argue that building simple redundancy into your admin is far cheaper than the disruption of losing that knowledge overnight.

Keys, Tenants and Tax Returns: A First-Time Landlord's Guide to Getting the Paperwork Right
Self Assessment

Keys, Tenants and Tax Returns: A First-Time Landlord's Guide to Getting the Paperwork Right

Letting out a property for the first time can feel daunting, particularly once the tax questions start to surface. This calm, practical walkthrough covers the property income allowance, the expenses you can legitimately claim, and how rental income fits into your Self Assessment return.

Two Incomes, One Tax Return: Keeping the Books Straight When Your Side Hustle Sits Alongside the Day Job
Self Assessment

Two Incomes, One Tax Return: Keeping the Books Straight When Your Side Hustle Sits Alongside the Day Job

Thousands of UK employees now earn extra money through freelance work, online shops and weekend trade — and many are unsure how it all fits with PAYE. This guide explains when HMRC must be told, what counts as trading, and how to keep side-hustle records clean without upsetting the day job.

One Basket, All Your Eggs: A Sober Look at Single-Client Dependence
Cash Flow

One Basket, All Your Eggs: A Sober Look at Single-Client Dependence

When one client accounts for most of your turnover, the risk isn't only commercial — it runs straight through your tax planning, your VAT position and your cash flow. We look at how to test your exposure and what diversification means for the numbers.

Not Quite Income: How to Record Grants and Support Payments Without Getting It Wrong
Cash Flow

Not Quite Income: How to Record Grants and Support Payments Without Getting It Wrong

A high street improvement grant, a regional growth fund award, a council energy rebate — the money arrives welcome and uncomplicated. The bookkeeping, less so. This guide explains when grants are taxable, how to record them, and what they mean for your VAT return.

Registering Before You Must: The Deliberate Case for Voluntary VAT
Cash Flow

Registering Before You Must: The Deliberate Case for Voluntary VAT

For businesses sitting just under the £90,000 VAT threshold, registration can feel like a penalty for doing well. Yet in some circumstances, signing up early is a shrewd commercial decision. Here is a calm framework for working out which side of the line you fall on.

If You Couldn't Pick Up the Phone Tomorrow: A Continuity Plan for the Business Owner Who'd Rather Not Think About It
Business Structures

If You Couldn't Pick Up the Phone Tomorrow: A Continuity Plan for the Business Owner Who'd Rather Not Think About It

Illness and accident rarely send advance notice, yet most sole traders and small company owners have no plan for who steps in. This guide sets out the practical arrangements — lasting powers of attorney, HMRC nominations, accessible records and insurance — that keep a business standing when its owner cannot.

Beyond the Fee Quote: Questions That Reveal Whether an Accountant Truly Fits Your Business
Business Structures

Beyond the Fee Quote: Questions That Reveal Whether an Accountant Truly Fits Your Business

Your accountant may be one of the longest professional relationships you ever build, so the choice deserves more thought than a quick price comparison. This guide sets out the questions worth asking, the answers that should reassure you, and the warning signs that suggest you should keep looking.

A Year in Four Quarters: The Steady Rhythm of a Well-Run Small Business
Self Assessment

A Year in Four Quarters: The Steady Rhythm of a Well-Run Small Business

The UK tax year rarely announces itself; it simply arrives. This quarterly diary maps the dates and duties that matter most, so nothing catches you by surprise.

The Polite Chase: A Step-by-Step Approach to Collecting Overdue Invoices
Cash Flow

The Polite Chase: A Step-by-Step Approach to Collecting Overdue Invoices

Chasing unpaid invoices is rarely about confrontation — it is a discipline of clear terms, timely reminders and knowing your rights. Here is a calm, structured process for getting paid without souring a client relationship.

The Quiet Invoice: What Missed Deadlines Really Cost You and Your Business
Self Assessment

The Quiet Invoice: What Missed Deadlines Really Cost You and Your Business

Missed tax deadlines rarely announce themselves loudly — they simply add up. We set out the penalty bands, the interest charges, and the less visible costs of falling behind, along with a sensible route back to good standing.

Receipts Worth Keeping: Ten Allowable Expenses That Quietly Slip Through the Net
Self Assessment

Receipts Worth Keeping: Ten Allowable Expenses That Quietly Slip Through the Net

Every year, small business owners pay more tax than they need to — not through carelessness, but through caution. Here are ten legitimate claims that regularly go unclaimed, and the simple habit that stops them slipping away.

Paying Yourself From Your Own Company: The Salary and Dividend Balancing Act for 2025
Business Structures

Paying Yourself From Your Own Company: The Salary and Dividend Balancing Act for 2025

For owner-managers of limited companies, how you extract profits matters as much as how you earn them. We walk through the 2025/26 figures, the case for a modest salary topped up with dividends, and worked examples at three profit levels.

Two Ways to Count: Choosing Between Cash Basis and Accruals for Your Business
Business Structures

Two Ways to Count: Choosing Between Cash Basis and Accruals for Your Business

The accounting method you choose shapes when income and expenses appear in your accounts — and when tax falls due. We walk through three worked examples to show which approach suits different types of small business.

The Brown Envelope: A Calm Guide to HMRC Compliance Checks
Self Assessment

The Brown Envelope: A Calm Guide to HMRC Compliance Checks

Receiving a letter from HMRC is enough to unsettle anyone, but a compliance check is rarely the disaster people imagine. Here is what the process actually involves, what your rights are, and how good records turn a stressful enquiry into a routine exercise.

Making Tax Digital for Income Tax: A Plain-English Timeline for Sole Traders
Self Assessment

Making Tax Digital for Income Tax: A Plain-English Timeline for Sole Traders

From April 2026, many sole traders and landlords will be required to keep digital records and report to HMRC more frequently. Here is who is affected, when the changes bite, and what sensible preparation looks like now.

From Shoebox to Software: A Gentle Roadmap for Getting Your Books Digitally Sorted
Business Structures

From Shoebox to Software: A Gentle Roadmap for Getting Your Books Digitally Sorted

If your receipts live in a kitchen drawer and your invoices are scattered across three email accounts, this one is for you. A realistic, judgement-free plan for moving your bookkeeping online — one small step at a time.

Ninety Thousand and Counting: Navigating the VAT Threshold Without Losing Your Footing
Business Structures

Ninety Thousand and Counting: Navigating the VAT Threshold Without Losing Your Footing

Crossing the £90,000 VAT registration threshold changes more than your paperwork — it can reshape your pricing, your margins and your client relationships. We walk through a worked example, the common traps, and when registering voluntarily might actually work in your favour.

After the Books Are Done, the Opportunities Are Gone: Questions Worth Asking Your Accountant Before Year-End
Payroll

After the Books Are Done, the Opportunities Are Gone: Questions Worth Asking Your Accountant Before Year-End

Too many business owners treat their accountant as a historian rather than an adviser, arriving once the books are closed and the tax is already fixed. This piece argues that the most valuable planning happens before the period ends — and lists the seven conversations to have in advance.